All materials contained on this website are protected by the copyright laws of the Republic of the Philippines and may not be altered, removed, reproduced, distributed, transmitted, displayed, published or broadcasted without the prior written permission of The Independent Investor or in the case of third party materials, the owner of such content.

You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on our website, including test, graphics, code and/or software. You must retain all copyright and other proprietary notices contained in the original material on any copy you make of the material. You may not sell or modify the material or reproduce, display, publicly perform, distribute, or otherwise use the material in any way for any public or commercial purpose. The use of paid material on any other website or in a networked computer environment for any purpose is prohibited. If you violate any of the terms or conditions, your permission to use the material automatically terminates and you must immediately destroy any copies you have made of the material.

As a user of theindepdendentinvestor.ph, you agree to use the products and services offered by our website in a manner consistent with all applicable laws and regulations. No material shall be stored or transmitted which infringes or violates the rights of others, which is unlawful, obscene, profane, indecent or otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights.

Our website prohibits conduct that might constitute a criminal offense, give rise to civil liability or otherwise violate any law. Any activity that restricts or inhibits any other The Independent Investor user from using the services of our website is also prohibited. Unless allowed by a written agreement, you may not post or transmit advertising or commercial solicitation on our website.

Change Notice: As with any of our administrative and legal notice pages, the contents of this page can and will change over time. Accordingly, this page could read differently as of your very next visit. These changes are necessitated, and carried out by The Independent Investor, in order to protect you and our The Independent Investor website. If this page is important to you, you should check back frequently as no other notice of changed content will be provided either before or after the change takes effect.

Copyright Warning: The legal notices and administrative pages on this website, including this one, have been diligently drafted by our law firm. We at The Independent Investor have paid to license the use of these legal notices and administrative pages on The Independent Investor for your protection and ours. This material may not be used in any way for any reason and unauthorized use is policed via Copyscape (an online plagiarism checker tool) to detect violators.

You may download material from The Independent Investor for your personal, noncommercial use only.Should you intend to use The Independent Investor Content for commercial purposes, please contact us at info@theindependentinvestor.ph.